KidsandBibs India

Crafts with Crayons

admin — Sat, 30 Jul 2011 11:11:19 +0000

Hi Friends,

It’s weekend but I have lots of pending work to do and i am confused, which one to do first. So during such situations, i often leave all the pending work and engage myself in some fun activity and one of the fun activity is crafts.

I tried this cool craft and wow.. what a cool result. This craft is so easy and so fast. Good for doing it with your kids. My son and me had planned to do this together, but he is taking rest and i thought of surprising him. So here is what I made in 5 minutes.

You will need:

Crayons ( I have lots and lots as my elder one loves to color)
Sand paper
Iron
Tshirt where you want to place your design (I used Neo’s T)

Process:
Draw the design on the sandpaper with crayons. The image drawn should be a mirror image as you will be transferring it onto the fabric. Once your design is ready, place the design (sandpaper) on the fabric, place newpaper in between so that the design is not transferred to the other side of the tshirt. And with the help of iron, press the design over the fabric and after 1 minute, your will see that the design is fully transferred.

I have not yet washed the shirt, but i plan to wash it separately by hand and see if the color bleeds. Anyway this is a cool craft for kids. So enjoy your weekend. Do some cool crafts. If you make this crayon craft, do send us pictures so that we can display them here.

Here is the photo of the actual design on the sandpaper. This photo was taken after the design was transferred onto the t’shirt so it is looking faded.

BTW I love the result. I am sure it will look cool on NEO (my little one).

*Update : Neo does look cool. See the pic.

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LIC- CDA Endowment Vesting At 21

admin — Thu, 02 Jun 2011 09:40:54 +0000

Product Summary:
This is an Endowment Assurance plan designed to enable a parent or a legal guardian or any near relative of the child (called proposer) to provide insurance cover on the life of the child (called life assured). The plan has two stages, one covering the period from the date of commencement of policy to the Deferred Date (called deferment period) and the other covering the period from the Deferred Date to the date of maturity. The insurance cover on the child’s life starts from the Deferred Date and is available during the latter period.
The Deferred Date in case of Plan No 41 is the policy anniversary date coinciding with or next following the date on which the child completes 21 years of age. In case of Plan No 50 it is the policy anniversary date coinciding with or next following the 18th birthday of the child.

Premiums:
Premiums are payable yearly, half-yearly, quarterly or monthly and this shall cease on the death of the life assured . Premiums are waived on death of Proposer provided this benefit is availed.

Bonuses:
This is a with-profits plan and participates in the profits of the Corporation’s life insurance business after the deferred date. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan.

LIC – Komal Jeevan

admin — Thu, 02 Jun 2011 09:38:11 +0000

Product summary:
This is a Children’s Money Back Plan that provides financial protection against death during the term of plan with periodic payments on survival at specified durations. This plan can be purchased by any of the parent or grand parent for a child aged 0 to 10 years.

Commencement of risk cover:
The risk commences either after 2 years from the date of commencement of policy or from the policy anniversary immediately following the completion of 7 years of age of child, whichever is later.

Premiums:
Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, up to the policy anniversary immediately after the life assured (child) attains 18 years of age or till the earlier death of the life assured. Alternatively, the premium may be paid in one lump sum (Single premium).

Guaranteed Additions:
The policy provides for theGuaranteed Additions at the rate of Rs.75 per thousand Sum Assured for each completed year. The Guaranteed Additions are payable at the end of the term of the policy or earlier death of the Life Assured.

Loyalty Additions:
This is a with-profit plan and participates in the profits of the Corporation s life insurance business. It gets a share of the profits in the form of loyalty additions which are terminal bonuses payable along with death or maturity benefit. Loyalty addition may be payable depending on the experience of the Corporation.

LIC – Jeevan Chhaya

admin — Thu, 02 Jun 2011 09:36:14 +0000

Product summary:
This is an Endowment Assurance plan that provides financial protection against death throughout the term of the plan. Besides payment of Sum Assured immediately on death, one-fourth of Sum Assured is payable at the end of each of last four years of policy term whether the life assured dies or survives the term of the policy.

Premiums:
Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the term of the policy or till the earlier death.

Bonuses:
This is a with-profits plan and participates in the profits of the Corporation s life insurance business. It gets a share of profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Bonuses for full term on the full Sum assured are paid at the end of the term even if death occurs during policy term. Final (Additional) Bonus may also be payable provided policy has run for certain minimum period.

LIC – Jeevan Anurag

How to make Money with Articles – Becoming an Affiliate

admin — Wed, 01 Jun 2011 20:13:42 +0000

If you can either write articles or have the promotion and marketing knowledge to publicize articles that others write, becoming an affiliate for several companies may be a great way for you to generate a good income right from your own home. You can do this by receiving part of the revenue off of sales that the company gets from people who “click through” from your website via the company’s links that are placed on your pages.

Since you will be promoting a product or service, you will need a killer sales pitch and website content to get your readers interested in the product, convince them that they cannot live without the product, and to keep them coming back to your website time and time again for more recommendations and your useful content, which will get them clicking on your links once again. Although many affiliate companies only give you money off of the first sale you make from each customer, you have the option of promoting a good range of companies so that you can still make a profit off of your returning customers.

If you cannot write this kind of content of your own, there are many ways to pick up free or paid content to place on your affiliate website. There are many reasons why paying for such articles would be to your advantage. First, you will be able to tell the writer exactly what you want, what product you are trying to sell, and what direction they can go in to keep your readers interested and informed. On the other hand, when you search for free content, you are limited to what is already out there. Secondly, you will own the copyright to this content. That means that no one else can reuse it without your consent. If you opt for free content, you will be sharing that content with an unknown amount of other affiliate websites, plus the original author will be able to place their byline at the bottom of the article which could result in them stealing your traffic.

There are many products that have nice affiliate commission rates for those who know how to pre-sale their product and deliver click through customers who are ready to buy. As long as you choose to promote a product or service that can be very useful to a wide variety of people, then pre-selling your chosen company may not be that hard at all. The key in this situation may likely be getting those customers to your website so that they have a chance to see your recommendations and click on your affiliate links.

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Ganesha Coloring Pages

admin — Wed, 01 Jun 2011 20:03:35 +0000

Just save the image to your pc and get it printed for your little one, to do coloring. If you enjoy online coloring, then check out our Online Coloring Fun website to color the Ganesha coloring pages online.

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LIC – Jeevan Anurag

admin — Wed, 01 Jun 2011 17:48:40 +0000

LIC’s Jeevan ANURAG is a with profits plan specifically designed to take care of the educational needs of children. The plan can be taken by a parent on his or her own life. Benefits under the plan are payable at prespecified durations irrespective of whether the Life Assured survives to the end of the policy term or dies during the term of the policy. In addition, this plan also provides for an immediate payment of Basic Sum Assured amount on death of the Life Assured during the term of the policy.
Assured Benefit
Payment of 20% of the Basic Sum Assured at the start of every year during last 3 policy years before maturity. At maturity, 40% of the Basic Sum Assured along with reversionary bonuses declared from time to time on full Sum Assured for the full term and the Terminal bonus, if any shall be payable. For example, if term of the policy is 20 years, 20% of the Sum assured will be payable at the end of the 17th,18th, 19th year and 40% of the Sum Assured along with the reversionary bonuses and the terminal bonus, if any, at the end of the 20th year.

Death Benefit
Payment of an amount equal to Sum Assured under the basic plan immediately on the death of the life assured.

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Planning to work from Home

admin — Wed, 01 Jun 2011 16:01:50 +0000

Everyone has to work but let’s face it, not everyone is suited to an eight-to-five office existence. In recent years, technologies such as computers, mobile phones, and the Internet have allowed more and more work to be done at home and practically anywhere. With the rise of the creative class, it’s easy to do knowledge work and data-intensive jobs such as marketing, customer relations, software development, design, writing, data processing, transcription, etc. at home.

A home-based career has become an attractive option for many, especially those with young children in need of full-time supervision. There are plenty of advantages, according to Homeworking.com. For one, you enjoy a flexible working schedule.

Not only do you get to pick when to begin and end your workday, you can even also choose how many hours to devote to your task each day. And it can leave you with more than enough time to devote to your family and loved ones. Working from home also cuts expenses down on such costs as transportation, lunch-outs, and office clothes.

Beyond time and cost savings, a home-based career offers freedom and independence. Many home-based jobs are on a per-project or consultancy basis. Others become self-run small- to medium-scale businesses. Because you are your own boss, you can manage your time to dive into a variety of work that interest you. In fact, you can potentially earn more as an independent contractor or self-employed business owner. For many, working from home improved their quality of life.

But before you trade in your daily commutes, Bundy clock-punching, and that little desk or cubicle in a crowded office for your own little executive nook at home, there are important things to consider:

Suitability of work. Some people jump into a home-based career without careful planning and end up realizing they miss working in a corporate setting or there are just not enough opportunities available. Assess the feasibility of a work-from-home setup for you. Take stock of your own work preferences and skills and the kind of opportunities available to freelancers or home-based entrepreneurs.

Home-based scams. Don’t be lured with promises of instant income just by stuffing envelopes or clicking online ads at home. Conduct a thorough background check of the individuals or firms you will be working with. Make sure they are reputable with a sound track record of paying compensation. Don’t fall victim to scam artists out to score some free labor.

Fixed, steady income. One of the greatest perils of a home-based career is the uncertainty of the next paycheck. Unlike full-time employees, the stream of outsourced tasks can sometimes be irregular and intermittent. This results in a seasonal flow of income that may find you in a bind against the regular string of bills and expenses. The best way to counter this is to find work that pays you a fixed monthly retainer that at least covers your overhead. And build long-term relationships with clients that can provide you with regular business.

Segregation of work and personal time. You may fall into one of two traps: working too much that your family time suffers (yes, it’s possible you’ll be working more, not less, at home) or your work suffers because your family demands more of your time. The antidote: set fixed hours for work and let everyone at home respect that, including you.

Procrastination. Without a rigid workday to adhere to, and in the absence of a superior to answer to, home-based jobs can fall victim to the habit of putting things off for tomorrow. With household distractions like chores, bills, child-rearing, and the like, your assignments could be shelved indefinitely until there is no more time to complete them, thereby letting slip the opportunity to earn. To avoid this, set up a system just like with any office-based worker: set deadlines, track your progress, and offer yourself a reward like an out-of-town trip (or impose a penalty, say, no TV for a week). Remember that with some basic research, honest soul-searching, common sense, proper planning, and time management, the choice to work from home can be a personally fulfilling and financially rewarding alternative.

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April 2010 Contest Winners

admin — Sun, 30 May 2010 15:09:42 +0000

Congratulations to Pranad and Chirag, April 2010 Photo Contest Winners.

1st Place : Pranad

2nd Place :Chirag

Feb 2010 Contest Winners

admin — Thu, 01 Apr 2010 08:30:47 +0000

Congratulations to the Rishanth and Sohan for winning the Feb 2010 Baby Contest. The theme of the contest was RED to mark the valentine’s month

First Place : Rishanth

Second Place:Sohan

The Name Analysis Reports are also ready. Parents please send a blank email to freecontest@kidsandbibs.in to claim for the name reports.